| Accidents happen every day and result in thousands | | | | 7. Costs of gardening, decorating, housework etc if |
| of people suffering personal injury every year. An | | | | you have to pay for this to be done because you |
| accident injury can occur on the roads and footpaths, | | | | are no longer able to do it yourself |
| at work, in public places, at home, at school, during | | | | 8. Loss of or damage to your property |
| medical treatment and in many other situations but | | | | Obviously not all of the above will apply in every |
| whatever the location, if the accident was caused | | | | case and there may be other items depending on the |
| wholly or partly by someone else, a right to | | | | individual circumstances of each claim. |
| compensation is likely to exist. | | | | In order to claim successfully it will be necessary to |
| In many cases the accident and consequent injury is | | | | prove that the person was negligent and that the |
| through no fault of the injured person but is caused | | | | negligence caused the accident resulting in the injury. |
| by someone else. Some common types of accident | | | | Where a claim is being pursued for specific items of |
| claims which may occur are: | | | | financial loss or expense, satisfactory evidence will be |
| 1. Road traffic accidents - injuries to vehicle | | | | required to support the amount being claimed. |
| occupants, pedestrians, cyclists | | | | Certain areas of claim such as pain and suffering, loss |
| 2. Accidents at work including industrial diseases | | | | of future earnings, loss of amenity will normally be |
| 3. Accidents in public places | | | | assessed by the court. |
| 4. Injuries caused by defective goods or products | | | | With certain exceptions a claim for personal injury |
| 5. Medical or dental negligence | | | | compensation must be brought within three years of |
| "Special Damages" is the term used to describe the | | | | the accident. The main statute governing time limits is |
| compensation which can be recovered from the | | | | the Limitation Act 1980. The issue is complex |
| negligent party in respect of expenses or financial | | | | however and there are situations where a shorter |
| losses suffered as a result of an accident and which | | | | period may apply. Despite the three year period |
| can be reasonably easily quantified. Examples of the | | | | therefore you should contact a solicitor as soon as |
| types of items which may be involved are : | | | | possible if you wish to pursue a claim. |
| 1. Loss of past earnings and assessed future earnings | | | | Accident claims are complex, sometimes exceedingly |
| 2. Medical Expenses - past and future | | | | so, and to pursue a claim you will need the services |
| 3. Cost of nursing or other professional care - past | | | | of a solicitor with particular expertise in this area. |
| and future | | | | Making the right choice of solicitor is a matter you |
| 4. Gratuitous assistance eg unpaid help from family | | | | should take careful consideration over to make sure |
| and friends | | | | your compensation claim is handled effectively |
| 5. Prescription charges | | | | whether it is settled in or out of court. |
| 6. Travelling expenses for attending hospital, doctor | | | | Doing your homework will not only save you time |
| etc for treatment resulting from the accident | | | | but potential stress as well. |